What is "3D Secure Credit Card Validation"?

3D Secure Credit Card Validation is an additional and optional Security Feature, intended to provide additional security for online credit and debit card transactions. In order for a customer to use the 3D Secure service, their card-issuing bank must be enrolled in 3D Secure program.

When an online purchase is made with an enrolled card, the payment processor using 3D Secure will initiate an additional authentication process. Depending on the bank’s requirements, the customer might be required to enter a secret code, log in to an account, or complete another activity in order to complete the transaction.

3D Secure Credit Card Validation can currently be used on Zoey through Authorize.net